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Deposit Accounts. |
Certificates of Deposits. |
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| First Federal Bank |
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Rate Sheet |
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03/24/2008 |
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| Account Type |
Minimum Deposit to |
Minimum Balance to Obtain |
Interest rate |
Annual Percentage |
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Open Account |
Percentage Yield |
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Yield |
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| Checking Accounts |
$50.00 |
$0.00 |
0.60% |
0.60% |
| 50+ VIP |
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| Fed Rate Tier 1 |
$2,500.00 |
$25,000.00 |
2.10% |
2.13% |
| Fed Rate Tier 2 |
$2,500.00 |
$10,000.00 |
1.86% |
1.88% |
| Fed Rate Tier 3 |
$2,500.00 |
$2,500.00 |
1.75% |
1.76% |
| Fed Rate Tier 4 |
$2,500.00 |
$500.00 |
0.60% |
0.60% |
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| Capital Interest Checking |
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| $25,000 and over |
$50.00 |
$25,000.00 |
1.31% |
1.32% |
| $10,000 - $24,999 |
$50.00 |
$10,000.00 |
1.06% |
1.07% |
| $2,500 - $9,999 |
$50.00 |
$2,500.00 |
0.65% |
0.65% |
| Less than $2,500 |
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0.40% |
0.40% |
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Mega Money Market
(new money only) |
$100,000.00 |
$100,000.00 |
2.34% |
2.37% |
| Less than $100,000 |
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0.60% |
0.60% |
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| Passbook Savings |
$5.00 |
$5.00 |
0.75% |
0.75% |
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| Christmas Club |
$5.00 |
$1.00 |
1.00% |
1.00% |
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| 182 Day CD |
$1,000.00 |
$1,000.00 |
2.48% |
2.50% |
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| 12 Month CD |
$1,000.00 |
$1,000.00 |
2.72% |
2.75% |
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| 18 Month CD |
$1,000.00 |
$1,000.00 |
2.77% |
2.80% |
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| 24 Month CD Flex 1 |
$1,000.00 |
$1,000.00 |
2.87% |
2.90% |
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| 24 Month Youth CD Flex |
$100.00 |
$100.00 |
2.87% |
2.90% |
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| 36 Month CD |
$1,000.00 |
$1,000.00 |
2.92% |
2.95% |
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| 48 Month CD |
$1,000.00 |
$1,000.00 |
3.06% |
3.10% |
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| 60 Month CD |
$1,000.00 |
$1,000.00 |
3.31% |
3.35% |
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| IRA, 18 Month Variable |
$100.00 |
$0.01 |
2.76% |
2.80%
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| IRA, 60 Month
Variable |
$100.00 |
$0.01 |
3.31% |
3.35% |
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| Traditional
IRA'S available in 12, 14, 18, 24, 36, 42, 48 & 60 month fixed and 18
& 60 month variable. |
| Roth IRA's are available in 12 & 18 month fixed and 18 & 60 month variable. |
| Educational IRA's are available in 12 and 18 month fixed, and 18
month variable. |
| For variable-rate accounts, the APY may change after the account
is opened. |
| Certificate of Deposit early withdrawal penalty may apply. Rates
Subject to change at any time. |
| Member FDIC |
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